{"id":95,"date":"2025-12-17T14:28:01","date_gmt":"2025-12-17T14:28:01","guid":{"rendered":"https:\/\/bonjourgeorge.org\/?p=95"},"modified":"2026-06-10T14:29:44","modified_gmt":"2026-06-10T14:29:44","slug":"earning-1m-through-crypto-banking-tweaks","status":"publish","type":"post","link":"https:\/\/bonjourgeorge.org\/?p=95","title":{"rendered":"Earning \u00a31M Through Crypto: Banking Tweaks"},"content":{"rendered":"<p>I&#8217;ve been thinking about my Banking category this week. To be honest, it&#8217;s been <em>bothering<\/em> me.<\/p>\n<p>You&#8217;ve hopefully read my main post about <a href=\"https:\/\/www.publish0x.com\/earning-a-million-through-crypto\/earning-pound-1m-through-crypto-banking-xxrykkd\">Banking<\/a>, and know that the idea is to hold some crypto\u00a0<em>as crypto<\/em>, rather than as stablecoins, and earn interest (also in crypto) on it so that it can gain in value over time. That means BTC and ETH, with a little SOL staking thrown in for good measure &#8211; not banking as such, though I include it in the Banking category.<\/p>\n<p>The thought that&#8217;s been nagging at me this week is that it&#8217;s not <em>growing<\/em> like the other categories.<\/p>\n<ul>\n<li>Trading is medium risk (especially with my incompetence) but grows as I trade<\/li>\n<li>Copy Trading is very high risk (relying entirely on someone else) but grows fast<\/li>\n<li>Banking is extremely low risk and only grows at about 1% per month (plus value change)<\/li>\n<\/ul>\n<p>I&#8217;m not complaining at that 1% monthly compound interest, of course. That&#8217;s huge in banking anywhere, especially when TradFi offers 4% per year.<\/p>\n<p>I&#8217;m just not satisfied with it when the other categories have more growth potential.<\/p>\n<p>So I&#8217;ve reassessed and decided to change my approach.<\/p>\n<h2>Banking v1.1<\/h2>\n<p>I&#8217;ve accepted an increase in risk that will, hopefully, build the banking part of my investment a bit quicker.<\/p>\n<p>To do this, I took about 20% out of the banking setup and moved it into copy trading, but tagged it for Banking.<\/p>\n<p>Every 4 weeks, I&#8217;ll take the profits from that piece of copy trading and put them into Banking (i.e. send the USDT, trade it to BTC or ETH, and get the ~1% per month on it).<\/p>\n<p>I&#8217;ll track it in the Banking category, same as before, to avoid any confusion.<\/p>\n<p>I&#8217;m also going to add any earnings from <a href=\"https:\/\/cointiply.com\/r\/kRg7J\">Cointiply<\/a>, <a href=\"https:\/\/trustdice.win\/faucet\/?ref=u_generalo\">TrustDice<\/a> (those are ref links) and any other faucets and small earners (I forgot the <a href=\"https:\/\/bitcoinaliens.com\/?ref=4430479\">Bitcoin Aliens<\/a> mobile apps in my earlier post) to the equity of that part of copy trading. Not to the profits that I withdraw, but to the equity that builds up over time.<\/p>\n<p>I&#8217;ve just moved about $60 that I had in those places.<\/p>\n<p>My spreadsheet&#8217;s going to get a little more complex lol.<\/p>\n<h2>Splitting Banking: Another Tweak<\/h2>\n<p>I also had a light-bulb moment for people who have enough banked that they need to split the total between several accounts.<\/p>\n<p><em>Percentages work the same on any amount.<\/em><\/p>\n<p>If you have $1,000 and get 12% interest per year, that&#8217;s $120.<\/p>\n<p>If you have 10 lots of $100 and get 12% interest per year, that&#8217;s $12 on each $100, times 10. The same $120.<\/p>\n<p>So what?<\/p>\n<p>So if you&#8217;re splitting a large sum between several CoinEx accounts, you can put 0.00893 BTC and 0.175 ETH in each, and you&#8217;re good for a year&#8217;s interest, without faffing around every month.<\/p>\n<p>That&#8217;ll save me some work!<\/p>\n<p><strong>Are you banking some crypto? Do you have a better system? I&#8217;d love to know&#8230; and don&#8217;t forget to join me on Sunday for this week&#8217;s numbers update!<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>I&#8217;ve been thinking about my Banking category this week. To be honest, it&#8217;s been bothering me. You&#8217;ve hopefully read my main post about Banking, and know that the idea is&hellip;<\/p>\n","protected":false},"author":3,"featured_media":96,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[13],"class_list":["post-95","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-midweeks","tag-banking"],"_links":{"self":[{"href":"https:\/\/bonjourgeorge.org\/index.php?rest_route=\/wp\/v2\/posts\/95","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bonjourgeorge.org\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bonjourgeorge.org\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bonjourgeorge.org\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/bonjourgeorge.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=95"}],"version-history":[{"count":1,"href":"https:\/\/bonjourgeorge.org\/index.php?rest_route=\/wp\/v2\/posts\/95\/revisions"}],"predecessor-version":[{"id":97,"href":"https:\/\/bonjourgeorge.org\/index.php?rest_route=\/wp\/v2\/posts\/95\/revisions\/97"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bonjourgeorge.org\/index.php?rest_route=\/wp\/v2\/media\/96"}],"wp:attachment":[{"href":"https:\/\/bonjourgeorge.org\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=95"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bonjourgeorge.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=95"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bonjourgeorge.org\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=95"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}